I’m usually a pretty trusting person. I’m not the type that likes to think the world is out to get them, or that people are evil, but after several incidents that have taken place in recent weeks, I’m becoming a little less trusting and a little more jaded.

It seems like there has been a wave of scams lately. I know that this trend isn’t a new development, but it seems like in the past only the weak and the naive were pulled into these, but as more time goes by, I’m beginning to think everyone is at risk.

I’m not talking about the typical “you’ve won a prize and all I need to get it to you is a $50 delivery fee, so give me your credit card number” type of scams. The things I’m most worried about are the things that can happen while you do absolutely nothing.

A couple of weeks ago, I found out that someone had mysteriously gotten a hold of some of my credit card information. Luckily, most credit card companies are used to that by now, and although the jerk had spent way more than my limit, the company said it would be relatively simple to freeze the account, distinguish the charges made in Costa Mesa, Calif. from those that were actually made by my husband and I and to issue new cards with different numbers.