I get a lot of million-dollar ideas. I get them all the time. Why, if I had a dime for every million-dollar idea I’ve ever had, I’d be a millionaire. But someone’s always out there ready to squash your dream, always ready to give you some song and dance about how it will never work, always pooh-poohing an idea because no one else is doing it. Of course, no one else is doing it – they didn’t have the idea.

A few years ago, Willie Nelson started driving to his concert dates on a bus that burned biofuel. Everybody laughed and said he was crazy. Well, he is crazy, but what’s that got to do with biofuel? They’re not laughing now.

When banks started giving out half-million-dollar mortgages to people with no down payment, no income and no assets, I don’t remember anyone calling it a crazy idea. I kind of wish Willie Nelson had thought of it. People would have laughed at him, called him crazy and maybe we’d be spared some of this mess we’re in.

My crazy idea hit me while I was out playing golf awhile back. I took a vicious cut with my 5-iron, the ball hit a tree, came straight back and hit my partner, John, right in the forehead. He dropped like a bag of bricks.